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On April 6, 2017

Savings Tips for Couples

You are now a couple and if you think those dinners and date nights are taking a toll on your combined expenses, think again.

Here are some simple savings tips for couples:-

  1. Rethink date night – Your weekly date night may have consisted of a fancy restaurant, followed by drinks and movies afterwards. This can quickly add up to the weekly budget. If you want to save money together, you may have to change what you do together. Keep date night a tradition, but decide on a spending limit that supports your goals. Get creative and whatever you do, make date night about spending time together and connecting with one another, not about paying an expensive bill.
  1. Make it a ‘takeaway’ free month – The money you spend eating ‘takeaway’ can add up quickly. It can slowly empty your pockets, so declare a takeaway free month. You can make simple, homemade meals for a fraction of what you’d spend going out to eat. Choose one month and commit to making all your meals at home, including bringing your lunch to work. You could save a substantial amount of money by the end of the month.
  1. Put your ‘gift’ funds into a savings account – While you’re looking to reach specific financial goals, make a decision that you won’t buy each other lavish birthday, anniversary or holiday presents. You can save hundreds of dollars by putting that amount into a savings account. You can celebrate the occasion with a card and handwritten note reminding each other of what you’re saving for together, and then enjoy an intimate evening at home.
  1. Discuss and track your goals – Have frequent discussions about your goals.  When making any savings plan, it is important to account for what your future goals are and what you are actually saving for. Keep track of your savings and adjust where possible to bring you closer to your goals.

The most important part of your relationship is that you’re spending quality time together and you don’t have to spend money for that to be enjoyable and meaningful!


This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.

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